Mature driving car

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Take control of your brain health with Staying Sharp! Try it today. Refresh Your Driving Skills.

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Dear Savvy Senior, I've read that many car insurance companies offer a variety of discounts to older drivers when they retire or reach a certain age. What can you tell me about this? Auto insurers love older drivers because they're experienced behind the wheel and they drive less than younger age groups, which makes them a lower risk for accidents and a safer bet for insurance companies.

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In general, drivers over the age of 55 are more courteous, and more likely to obey speed limits and follow the rules of the road. And those who are retirees often drive many fewer miles than when they commuted to work on a daily basis. Perhaps because of physical changes associated with age that affect eyesight, hearing and cognitive ability, senior drivers tend to be more cautious.

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There are now defensive driving courses available to mature drivers that could help reduce the amount you pay for your auto insurance. More than two-thirds of states mandate auto insurance policy discounts for such courses, and many insurance companies offer the discounts voluntarily. The successful completion of a defensive driving course shows a vehicle insurance company that the driver is skilled in avoiding accidents and is less of a liability on the road.

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This discount is often offered to drivers aged 55 or over that have completed the Mature Driver Improvement Course, and provide a Certificate to the insurance company. Answer Financial R Inc. Answer Financial affiliated agencies are not insurance companies, but act as agents for certain insurance companies.

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Let friends in your social network know what you are reading about. Drivers 55 and older who take an approved class get car insurance discounts in 34 states. A link has been sent to your friend's email address.

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If you are 55 or older, chances are good you can get a discount on your auto insurance, and learn a thing or two in the process. In 34 states and the District of Columbia, insurance companies must give a discount to any senior who passes a driving course for mature drivers. While in-person classes are required in some states, you generally have two ways to fulfill the driving coursework.

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Tennessee Department of Safety-approved online mature driver course. Completion gives drivers 55 and older a guaranteed auto insurance reduction. Defensive Driving Courses These courses typically are for students who got a traffic ticket or were court ordered.

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Aged 65 and over, mature drivers also referred to as older drivers represent a growing segment of America's licensed drivers, but face an increased risk of traffic-related injuries and fatalities. In6, fatal crashes involved drivers 65 and older. Older drivers are keeping their licenses longer and driving more miles than in the past, and inless than 1 percent of fatalities among people 70 and older were caused by motor vehicle crashes.

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Our course is the lowest price allowed by California law, and guarantees you will earn an insurance discount for three years. At our low price, your discount will more than make up for the cost of the course! Our California Mature Driver course is entirely online, meaning you can complete it in the comfort of your own home whenever it's convenient for you!

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